Maximise Every
Transaction
AI-powered rewards, loyalty and payment intelligence designed to help consumers get more value from everyday spending.
LUCR is currently being built. Early access users will help shape the future of the product.
At checkout
The Ledbury · Dining
···· ···· ···· 2840
Recommended by LUCR Brain
4x
Points
£3.20
Cashback
+£12
Value
I want a coffee.
Caffè Nero — 0.2 mi away. You have a free drink reward expiring Friday. Pay with Amex Gold to also earn 4x points on the order.
Reward
Free
Points
+18
Walk
4 min
Nearby Rewards
Every perk around you, surfaced in real time.
LUCR scans the rewards, vouchers and offers within walking distance — and tells you which one is actually worth using right now.
Caffè Nero
Free drink · 0.2 mi
Pret a Manger
2x Club points · 0.4 mi
Boots
+250 Advantage pts · 0.6 mi
Unified Wallet
Every programme. One balance you can finally see.
Avios, Bonvoy, Clubcard, Nectar — every point, mile and credit translated into real value, in one elegant place.
Total value
£2,184.40
Avios
Gold
48,210
pts
Marriott Bonvoy
Platinum
112,840
pts
Nectar
6,420
pts
Tesco Clubcard
£42.10
value
The Problem
Modern spending is fragmented.
Most consumers are using the wrong card, missing rewards, forgetting vouchers and leaving value behind every day. LUCR is being built to bring rewards, loyalty and smarter payment decisions into one intelligent layer.
What we are building
One intelligent layer for every spend.
Rewards Wallet
Connect rewards, loyalty programmes and memberships in one place.
Nearby Rewards
Discover perks, vouchers and offers around you.
LUCR Brain
Ask what you want and receive intelligent spending recommendations.
Smarter Payments
Know which card, reward or loyalty route gives you the best value.
Early Access
Join The Waitlist
Be the first to experience LUCR when early access opens.